Buy
Buying with EMOH
Buying a property in French-speaking Switzerland is more than browsing portals: it means reading the market, securing the financing, negotiating at the right moment. Our process supports every step.
Why EMOH
Buy with support, not alone in front of a portal
Off-market access
Part of our mandates never reaches the portals. As a supported buyer, you discover them first.
Financing framed
We validate your purchasing capacity before the viewings and connect you with an independent broker if needed.
Useful viewings
Each property is analysed with you (condition, charges, co-ownership, works) so you can decide with confidence.
How it works
The journey in 5 steps
Buyer brief
First meeting (video call or at the office) to frame the project: budget, available equity, hard criteria (region, type, rooms, surface, schools), preferred criteria (view, parking, garden), urgency and horizon.
Financial pre-qualification
Financing validated before targeting properties: maximum purchase amount, equity, affordable charges (the 33% rule). Introduction to an independent mortgage broker if needed.
Targeted search + off-market
We circulate your brief through our base of qualified buyers and activate the off-market alert. Part of our portfolio never appears on the portals: that is the concrete advantage of being supported.
Viewings and offer
Viewings organised with a technical analysis of the property (condition, charges, co-ownership, upcoming works). We draft the offer with the conditions precedent that protect you (financing, survey).
Signing and handover
Coordination with the notary, follow-up of the final financing, inventory report, handover of the keys. We remain available in the following weeks for administrative questions.
Frequently asked questions
What buyers ask us
Does EMOH handle off-market properties?
Yes, part of our portfolio is never published on public portals. To access it, sign up for our off-market alerts via the Contact page, specifying your budget and criteria.
Can I view a property remotely?
Yes. We offer video-call viewings (FaceTime, WhatsApp, Google Meet) with a detailed presentation, annotated floor plans and high-resolution photos. A physical viewing remains recommended before signing.
How does financing a property purchase work in Switzerland?
Standard financing requires at least 20% equity (of which 10% outside the LPP/2nd pillar) and an 80% mortgage. Housing costs (theoretical interest at 5%, amortisation, maintenance) must not exceed 33% of gross income. EMOH can put you in touch with an independent broker to optimise your file.
How do you differ from the big portals (Homegate, ImmoScout24)?
Portals are marketplaces: they distribute listings. EMOH is an agency: we genuinely support the project (exclusive mandate, negotiation, financing, notary). We also publish on the portals; the complementarity lies in the human follow-up.
Early access
The properties you will not see on Homegate
Part of our mandates never reaches the public portals. By activating your buyer profile, you discover them before anyone else, with an agent who already knows your criteria.